5 EASY STEPS TO OBTAINING A MORTGAGE LOAN

• Fill out easy loan application and submit online.
• Provide required documentation
• Print off and sign authorization forms (Authorizations forms are in Adobe's PDF format. To view these forms you must have Adobe Acrobat Reader.  If you do not have Acrobat Reader click here to download for free.
• We will process your file, satisfy loan conditions and make sure you get the best loan for your situation (24-48 hour approval).
• *Sign papers at Title Company; loan will fund 24-72 hours later.

REQUIRED DOCUMENTATION TO OBTAIN A MORTGAGE LOAN

• Signed authorizations forms.
• Copy of driver's license for each borrower for the USA Patriot Act.
• Two most recent pay stubs for each employed borrower.
• Two most recent bank statements/401K/stock statements (all pages) for each account disclosed.
• W-2 forms.
• Homeowners insurance information (agent, phone #, address, & premium amount).
• *Purchase Agreement.
• *Copy of current mortgage statement or payment book.
• *Divorce Decree.
• *Credit Explanations/Bankruptcy papers (including discharge).

If Self-Employed provide the following

• Signed Federal Tax Returns with all schedules attached.
• Year-to-date profit and loss statement.
• Last 2 years business license.

Documentation can be faxed to 801-304-9800
or
emailed to info@princetonmtg.com (if documentation is sent through email, please try and send in PDF format).

*On these items, first check with your mortgage specialist to verify if you need to provide this information.